Cash Management

Redstone's Cash Management Services offer a complete solution to help your business manage its finances quickly, easily and securely.

Save time in your busy schedule and enjoy greater flexibility and control over your cash flow with all of the following benefits.

Cash Management Services

  • FREE Business Online Banking, Bill Pay and eStatements
  • Business Mobile Banking App
  • Seamlessly transfer funds between your accounts in Online Banking
  • Balance Alerts offer you peace of mind with proactive notification of balance and transactions through email
  • Stop Payments can be placed on a single check or a range of checks
  • Accept credit and debit cards on your mobile device wherever you go with ROAMpay
  • Streamline the end-of-month reconciliation process and reduce exposure to check fraud with Account Reconciliation/Positive Pay
  • Gain insight into your cash position with complete cash and liability reporting
  • Monitor accounts and funds transfers to keep balances within your defined limits with Sweep Services
  • Use wire transfers for reliable and secure domestic and international transactions

Collect and Disburse Funds Electronically

  • Debits and credits are made via a secure ACH (Automated Clearing House) network
  • Great for collecting reoccurring revenue from customers, such as subscriptions, memberships, and dues
  • Deposits are made on time, every time
  • Simplifies reconciliation
  • Reduces the risk of fraud
  • Saves administrative time
  • Saves processing costs
  • Benefits the environment by eliminating paper

Use this simple calculator to determine how much your business can save with ACH!

Remote Deposit Capture

  • Accelerates the availability of funds for better cash-flow management
  • Available 24 hours a day, 7 days a week
  • Saves processing costs
  • Saves time by eliminating a trip to a branch and completing a deposit slip
  • Reduces the risk of fraud or loss due to theft or an accident by processing
    checks on site
  • Free access to check images for up to 2 years after deposit
  • Access to data reports for up to 2 previous years
  • Benefits the environment by reducing paper

Credit/Debit Card Terminals for Merchant Processing

  • Increase revenue by accepting payments via debit, credit, EBT, and EMV cards
  • Affordable rates
  • Seconds-fast card processing using cutting-edge technology
  • World class customer service through the partnership between RFCU and Vantiv
  • Member only offer: if Vantiv cannot meet or beat your existing processing rate, you may be eligible to receive a $500 MasterCard® gift card!
  • Gift card programs
  • Electronic check services
  • Data security solutions
  • Online reporting
  • Extremely fast and quiet printing with drop-in loading to simplify paper changing and eliminate jams
  • Three-year warranty

Fees apply to some services. Must be RFCU member to open a business account, obtain a loan, or use any service. Minimum deposits, account balances, and transaction fees apply to some business accounts. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender. Must have PIN/password to access online banking. Must have PIN/password and online banking to access Bill Pay, alerts, and eStatements. You must have a checking account to participate in Redstone MemberPlus. You must have a RFCU Visa debit or credit card to participate in Redstone Discounts! Must have checking account, online banking, and debit card to participate in Redstone Rewards! Rewards and discounts are provided by participating merchants. RFCU does not warrant, guarantee or insure any product, purchase or service offered by participating merchants. Insurance and investment products are provided by a third party. RFCU does not warrant, guarantee, or insure any service or product offered by any insurance or investment companies. RFCU, investment, and insurance companies are separate entities. Restrictions may apply.

Member only Vantiv offer is available for a limited time. The merchant processing cost comparison will be based on a review of all merchant services processing charges shown on 2 months of recent merchant processing statements at the current network association rates which are subject to change. Offer not available to current Vantiv processing customers, merchants with all inclusive, flat rate monthly pricing, or merchants with franchise or association pricing. Additionally, to be eligible for this offer, you must have a minimum of $5,000 per month in merchant processing volume. If Vantiv is unable to meet your current processing costs, it will send you $500 in a MasterCard gift card within 30 days of the approved analysis. Not to be combined with any other offer for merchant services. RFCU and Vantiv are separate entities. RFCU does not warrant, guarantee, or insure any service or product offered by Vantiv.

To Become a Member

Learn how easy it is to join Redstone! Could be through your work, church or even a family member.

Learn More

Ready to Start Your Business?

Learn how to put your business goals into action with our Six Keys to Writing a Stellar Business Plan.

Need assistance? Contact Business Services & Support

Call us at 800-234-1234
Monday - Friday: 8 am - 5 pm
or email TrustedAdvisor@redfcu.org

Expand Benefits to Your Employees

Become a Service Group and offer membership to Redstone Federal Credit Union to your employees - a wonderful way to provide sound financial resources.